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Another Resource: Milewise

23 Jan

Like Pointhub, Milewise will search your potential options for redeeming miles or points on awards on several different airlines.

Milewise also has a really easy to use interface with a few extras, including a flexible date search.

Using the flexible dates option, there seem to be lots of opportunities for low-level award space in the front of the plane.  And although only one rewards redemption is shown per date combination, clicking on your preferred dates will show you all of your choices.

Milewise also ranks your options, with a 100 signifying the best option.

Notice in this case, you have three options that all result in the exact same flights: either by transferring Chase Ultimate Rewards points, using United miles, or using Continental miles.  Chase takes the lead in this scenario because the monetary value that Milewise assigned to Chase makes this option cost the equivalent of $685 (they consider United and Continental miles more valuable, thus more expensive options).

It’s also convenient how Milewise spells out the taxes & fees required on an award ticket.  In this case, it’s minimal across all airlines.  If you choose to pay cash instead of redeeming an award, you’ll also quickly see how many miles you’ll earn.  Milewise will add in any elite bonuses you qualify for if you link your account numbers (similar to using Award Wallet)

Just like with Pointhub, not all airlines are covered right now.  American Airlines has specifically excluded itself from the results (a shame!) and other airlines just haven’t been built into the system yet.  No hotel searches are currently covered.

Overall, I think this is a great tool for domestic flights and a good starting point for international redemptions.  It’s important to realize these may not be your only options, so if you don’t find the exact flights you want online, give the airline a call.

Using PointHub for Award Searching

22 Jan

Searching for ways to get value from your miles and points can be a tedious task, especially if you have miles in numerous programs.  I currently have miles with American, United, and Delta, so searching once instead of three times can be a time saver.

PointHub is one of the free tools out there to help consolidate your searches.  It has a really easy to use interface with lots of customization and sorting options, making it a great starting point.  Basically, it searches on major airlines’ websites to show you what award seats there are (based only on what is loaded on the airline’s website, which may not include partner awards or other options only available by calling) and how many miles each option costs.

Because it seems to be limited to whatever reward availability is loaded directly onto an airline website, it generally does best with domestic awards.  It’s convenient to see multiple airlines all listed on one search tool, rather than seeking each airline’s options out individually.

Searching for an award flight to Billings, MT in August resulted in finding NO low-level (25,000 points) award space for the dates I wanted, but did show some options on multiple airlines.

PointHub will also recommend when to use miles versus when to pay with cash.  Essentially, it’s assigning a monetary value to each point and then doing a quick comparison to see if the total value of the miles is greater or less than the cost of the ticket in dollars.  Whether you ultimately decide to use miles or points should be based on how you value your miles (do the math!) and what your personal circumstances are, such as if you are short on cash or if you are saving your miles for a larger future trip.

While these are handy features, there is one main reason why I like PointHub.  I find it faster to check on mileage costs using a PointHub search than by going to each airline’s reward charts (some redemptions I know by heart, but many I have to look up).  Delta considers Morocco as part of “Europe” but American considers it part of Africa, making for two very different mileage requirements that are instantly seen on PointHub.  Plus, it includes some airlines where I might not consider checking since I don’t have miles (such as Air Canada’s Aeroplan).  The upside to this?  You might be able to transfer credit card points (such as AmEx Membership Rewards or Chase Ultimate Rewards points) to these airlines even if you don’t normally collect miles through those airlines – giving you lots of options to redeem your points.

The biggest downfall to this website is that it doesn’t include any availability for rewards not shown on an airline’s website.  For example, I could use my American Airlines miles to fly on Cathay Pacific to Hong Kong, but since AA doesn’t hold Cathay Pacific reward inventory online (you have to call), it won’t show up on a PointHub search.  This is a significant issue because availability at a low-mileage level could exist for your desired itinerary even without showing up in your search results.

Another feature that I’d like to see is more participating airlines.  Currently, there’s no way to search for British Airways awards on PointHub, and that would be a great addition considering that you can transfer credit card points easily into the Avios program for award redemptions.

PointHub is also a great start when searching point for hotels.  In this scenario, their search function is much more complete since all award availability can typically be found online with no “hidden” inventory only accessible by phoning to book an award.  A few caveats: it only shows straight reward bookings (no point + cash options) and Hilton / Hyatt points are missing from their reward search (it will show cash purchase options but no rewards).  However, if you’re looking to decide between Priority Club, SPG, and Marriott, you’re all set.

I hope that PointHub strengthens its searching power to include more airlines and hotels in the future because I think they have a great start.

Five Credit Cards Worth the Annual Fee

8 Jan

About a week ago, I wrote about when to cancel your credit card and concluded that often it’s best to cancel right before an annual fee comes due.  I also mentioned that sometimes it’s worth paying the annual fee because the benefits outweigh the fee, so I thought I’d share a few credit cards that I feel would be worth holding onto, despite a $50-100 annual charge.  I don’t have all these cards yet, but they are on my “wishlist” for 2012, partly because of fantastic sign-up bonuses and partly because of the ongoing benefits they provide even after the first year.

Chase Priority Club Visa

Joining Bonus: 60,000 Priority Club points with first purchase (80,000 if targeted)
Annual Fee: $49
Ongoing Benefits: No foreign transaction fee, 10% rebate on reward redemptions, annual free night certificate
Overall Thoughts: Saving 2-3% on foreign purchases is a great way to conserve cash, and we’ve had significant savings come from the reward rebate.  A 50,000 point stay will effectively only cost you 45,000 points – and those points quickly add up to an amount that equals another free night.  Best of all is the annual free night certificate, which is good at any hotel regardless of cost.  Can you guess what it would cost to stay at a fancy Intercontinental resort in London during the Olympics?  The answer is FREE if you use your annual night certificate.  Well worth the $49 fee. (The offers for the Chase Marriott Reward Premier & Chase Hyatt Visa similarly pay for themselves)

Chase Sapphire Preferred

Joining Bonus: 50,000 Ultimate Rewards points after $3,000 spend
Annual Fee: $95
Ongoing Benefits: No foreign transaction fee, 7% points bonus, Flexible transfer options
Overall Thoughts: A card without foreign transaction fees is hugely valuable for travelers, and a 7% points dividend is icing on the cake since that really means you’re earning 1.07 points per dollar spent.  But my favorite benefit of this card are the transfer options – you can move those points over to airline programs such as United, Southwest, or British Airways or hotels including Hyatt and Marriott.  You shouldn’t underestimate the value in flexibility!  There will be times when your preferred hotel chain isn’t available in the location you want, so having more options can multiply your chances of scoring a free award night instead of resorting to paying cash.  Plus, it allows you to save miles as airlines announce promotions.  For example, if you normally only collect British Airways miles, you wouldn’t be able to take advantage of promos like saving 15,000 miles on an award flight with United to Africa.  Having Ultimate Rewards points means you can take advantage of promotions with multiple programs – thus saving you miles (and money) in the long run.

American Express Starwood Preferred Guest

Joining Bonus: 10,000 SPG points after first purchase + 15,000 additional points after $5,000 spend
Annual Fee: $65
Ongoing Benefits: Flexible transfer options with transfer bonuses
Overall Thoughts: SPG points are hugely valuable.  Not only can they be redeemed at Starwood properties (Westin, Sheraton, and more), but you can transfer them to any of their airline partners, which is valuable for the same reasons described in the Chase Sapphire Preferred Section above.  Even better, Starwood offers transfer bonuses.  You will always get a bonus of 5,000 miles when you transfer 20,000 miles.  Since I value 5,000 miles at $50-100, even one transfer per year will basically pay for the annual fee.

Barclays US Airways Mastercard

Joining Bonus: 40,000 US miles after first use
Annual Fee: $89
Ongoing Benefits: 10,000 bonus US miles annually; 5,000 mile discount on reward redemptions on US Airways metal; two $99 companion passes each year
Overall Thoughts: This card often gets overlooked because the sign-up bonus isn’t as high as other cards.  However, if you fly US Airways frequently, it’s worth a look.  I don’t think US Airways miles are as valuable as other airlines’, but even a conservative valuation makes the annual bonus of 10,000 miles worth at least $100 – totally covering the cost of the annual fee.   The discount on reward bookings could also save about $50 in value with every booking, though admittedly excluding partner airlines with this discount is a shame.  Lastly, the companion passes come with a slew of blackout dates, but if you use them strategically, each of these offer $150+ in value.

Chase United MileagePlus Explorer Visa

Joining Bonus: 25,000 UA miles after first use (targeted 50,000 miles offer)
Annual Fee: $95
Ongoing Benefits: Free checked bag on every flight for you and a companion, two free lounge passes annually
Overall Thoughts: I don’t regularly check a bag, but if you do, that could save you and your a companion $100 on just one trip, thus entirely covering the annual fee.  You’re money ahead after two or more flights.  The lounge passes normally cost $39 each if purchased online, so that’s another $78 in savings every year.  Definitely worth considering.

There are plenty of other credit cards out there that are worth looking into, so don’t take this as an all-inclusive guide.  Choose the cards that offer the best value for you, and figure out how to maximize their benefits for the most savings on travel.

Marriott MegaMiles

4 Jan

Marriott and is teaming up with its airline partners for a “MegaMiles” promotion which will run through April 30.  You’ll earn 2000 bonus miles with every stay beginning with your second stay, up to a maximum of 50,000 bonus miles.

Simply:

  1. Register for the promotion.
  2. Change your Marriott Earnings Preference to Miles.  Participating airlines include Delta, United, US Airways, JetBlue, British Airways, and more.  American Airlines is not participating.
  3. Make at least two separate stays with Marriott during the promotion period.  A separate stay can be achieved by either making sure your nights are non-consecutive and/or by switching properties.
  4. Sit back and relax for 4-6 weeks after the promotion ends and then check for your bonus miles.
You will continue to earn your usual base miles (1 mile per dollar spent) in addition to the bonus miles.  However, this promotion is mutually exclusive with their MegaBonus promotion (Buy 2 Stays, Get 1 Free) since a qualifying stay for that promotion requires you to have your earnings preference set to points.
I think the best plan of attack is to go for the MegaBonus promotion since you’ll receive a free night after two stays, which is worth more than 2000 airline miles (by my valuation).  However, since there is a maximum of two free nights (four stays) in that promo, after you’ve already completed the required stays for MegaBonus, it would certainly be worth switching over at that point to earning miles for the MegaMiles promotion.

If you don’t yet have a Marriott Rewards account, you can register here and we will both earn 2000 bonus points after your first stay.

12 for 2012

2 Jan

A new year always brings new opportunities for travel, and hopefully some of your flights this year will be free!  As I plan for 2012, I’ve been struggling with an angel on one shoulder telling me to save my miles until I have enough for a big trip, while the devil on my other shoulder is telling me to “burn them now.”  Deciding on how to spend your miles is not an easy thing, but here’s 12 ideas for where your miles could take you in 2012.  Maybe it’ll inspire you on where to go this year – or maybe you’ll decide to save up for a bigger trip in 2013.

If you have 25,000 miles…

…with American Airlines

Head to Curacao!  It’s pretty well known that 25,000 miles will get you a round-trip economy-class ticket to the US-49 or Canada, but what you may not know is that AA offers reduced-mileage awards during off-peak travel seasons.  You can use your 25,000 miles for a round-trip ticket to the Caribbean from September 7 – November 14.  Although this is hurricane season for most of the Caribbean, Curacao’s far-southern location keeps it mostly immune from tropical storms, making this a fantastic destination year-round.  You’ll get a taste of the Netherlands, snorkel in an incredible nationally protected marine park, and of course, enjoy beautiful beaches.

…with United Airlines

Book a short trip!  United is one of the few airlines that requires fewer miles for shorter flights.  Most redemptions to the US/Canada are 25,000 miles, but if your destination is no more than 700 miles away in distance, you can book that reward for only 20,000 miles.  There are some great possibilities for decent value with this depending on your starting point.  From where I am on the east coast, I can head to Montreal for 20,000 miles instead of paying $600-800 out of pocket.  You can visit a first-class city on a flight that’s only 1-2 hours long, making it a perfect weekend getaway.  Plus, you can save that remaining 5,000 miles towards your next trip!

…with Delta Airlines

Go north to Alaska!  There’s a surprising amount of availability for awards to Alaska using Delta miles, and given the price to get to some smaller communities in the state, this can be an incredible value.  Throw in the fact that you’re allowed a free stopover and you can save even more.  For example, for a mere 25,000 miles you could fly to Anchorage to see the start of the Iditarod as your stopover, and then later continue to Nome to see the race finish before flying home directly from Nome.  Even in economy, this is a ticket that could cost upwards of $1,000.

If you have 50,000 miles…

…with American Airlines

Jet to Andalucía on partner Iberia.  AA’s off-peak season to Europe is generously long, covering a full six months from October 15 – May 15.  Summer in Spain can be downright HOT, so the shoulder seasons are my preferred time to go anyway.  Better yet?  Seville’s two biggest events, La Semana Santa and Feria de Abril, are early enough in the spring to fall within this timeframe.  Round out your week with a sidetrip to Cordoba for some Moorish architecture, Granada to see the infamous Alhambra, and the Costa del Sol for some sunbathing on the Mediterranean coast.

…with United Airlines

Take a transatlantic cruise!  Each fall, cruiselines re-position ships from the Mediterranean to the United States.  These sailings are often an incredible bargain: 14 days of food, entertainment, lodging, and a few ports of call for under $750 a person even including all of the unadvertised taxes, fees, and service charges.  The catch?  One-way airfare to Europe to board the cruise in the first place can often hold a huge pricetag.  United allows you to book one-way awards at exactly half the cost of a round-trip ticket, making this a perfect solution.  For 50,000 United miles, you can fly pampered in business class, a ticket that otherwise can easily cost $5,000+.  Star Alliance has a comprehensive European route network, making it easy to get to just about any embarkation city.

…with Delta Airlines

Go island-hopping in Hawaii.  A coach ticket to Hawaii starts at just 40,000 miles, and when you add in Delta’s options for a free stopover and open-jaw ticket, you could actually hit two islands for the price of one.  Plus, you’d have 10,000 miles leftover, which is enough miles for a round-trip inter-island ticket booked on partner Hawaiian Airlines while you’re over there.  Each island offers a little something different: surely the Na Pali coast in Kauai is worlds different from Volcanoes National Park on the Big Island or snorkeling in Molokini Crater off the coast of Maui.  Why limit yourself to just one island when you could check out a few?

If you have 100,000 miles…

…with American Airlines

Finally take that trip to Patagonia!  AA’s partner Lan Airlines is known for offering a great business class product – so great, in fact, that some people put it in the same ranks as other airlines first class.  For only 100,000 miles you can get to anywhere in South America, but I think it would be hard to top traveling to the tip of the world in comfort.  Starting in Ushuaia, you could tour the Tierra del Fuego before cruising around Cape Horn into Chile and then heading north to take in spectacular Torres del Paine National Park and trek on Perito Moreno Glacier.

…with United Airlines

Experience ancient history in Jordan.  Believe it or not, there’s a ton of Star Alliance airlines that will fly you into Jordan, all of which offer compelling stopover options (along with traditional European hubs, you could try Istanbul with Turkish Airlines or Cairo with Egypt Air at no extra charge).  The ancient city of Petra is obviously a huge draw for the country, but you can also float in the Dead Sea or spend the night in the middle of the desert at Wadi Rum.  Yes, it’s 80,000 miles just for economy, but on a trip as exciting as this, will you care that you’re sitting in coach?  You could always upgrade to business class for one direction of travel, bringing the mileage required up to 100,000.

…with Delta Airlines

SkyTeam offers some of the best routes into Africa, so 100,000 miles will get you an economy-ticket to the Serengeti.  If you’re a hardy traveler who’s planning on staying in bush camps in the African savannah anyway, coach class probably won’t phase you – especially once you factor in a European stopover to stretch your legs and break up the journey by a few days.  Budget travel isn’t for everyone, but if it means you can finally take that trip of a lifetime, this is one way to get there.

If you have 150,000 miles…

…with American Airlines

Here’s your chance to head to Indonesia.  Partner Cathay Pacific has long been considered a comfortable way to head there in first class for only 135,000 miles, but with Malaysia Airlines set to join oneworld in 2012, even more availability to Indonesia should open up, and AA’s one-way awards will even let you book one direction of travel on each airline in order to try out a few different products.  Indonesia’s islands have something for everyone, and is high on my list of countries to visit.  With temples centuries old, active volcanoes, tropical jungles, unique underwater life, heartfelt people, and lots of bang for your buck, you can’t go wrong.

…with United Airlines

Take a mini round-the-world trip.  United has some very flexible routing rules on awards, allowing you to fly to Asia via Europe (rather than the west coast USA), including a stopover at your European hub.  What this means for you is that for 140,000 miles, you can fly in first class from the United States to Europe to Asia (and back to the USA).  Break up that long flight with a few days in Germany before continuing on to Thailand for a well-rounded vacation that offers a little bit of everything, and check out Lufthansa and Thai, two of the finest first class airlines.  Besides, how cool would it be to walk into the office after your vacation and be able to brag that you went to two different continents in just one vacation?

…with Delta Airlines

Did someone say Australia?  Delta’s partnership with Virgin Australia means it’s actually possible to find availability in business class on a nonstop flight from the US to Australia for 150,000 miles.  Luckily, this business class product is top notch, so you’ll have nothing to complain about on the long flight to the other side of the world.  Besides, it’s hard to go wrong with traveling to a country that has everything from the beautiful city of Sydney to the Great Barrier Reef and the natural wonders of the Outback.  See ya there, mate.

So where are your miles taking you in 2012?  I’m not sure where I’m headed yet, but one thing’s for sure – there’s a whole lot of opportunity out there!

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